
Article 1 
The list of target secondary variables and identifiers for the 2020 module on over-indebtedness, consumption and wealth as well as labour, part of the cross-sectional component of EU-SILC, shall be as set out in the Annex.
Article 2 
This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.
This Regulation shall be binding in its entirety and directly applicable in all Member States.Done at Brussels, 14 March 2019.
For the Commission
The President
Jean-Claude JUNCKER
ANNEX
The target secondary variables and identifiers for the 2020 module on over-indebtedness, consumption and wealth as well as labour — part of the cross-sectional component of European Union Statistics on Income and Living Conditions (EU-SILC) — shall be as follows:

1. 
Selected information on labour shall be provided for all current household members or, if applicable, for all selected respondents aged 16 and over.

Information on over-indebtedness, consumption and wealth applies at household level and refers to the household as a whole.

2. 
For variables that apply at individual level, the mode of data collection is a personal interview with all current household members or, if applicable, with all selected respondents aged 16 and over.

For variables that apply at household level, the mode of data collection is a personal interview with the household respondent.

Proxy interviews are allowed as an exception for persons temporarily absent or incapacitated.

Data can be obtained from registers.

3. 
The target variables relate to different types of reference periods:


— Current reference period for over-indebtedness variables except for two variables on ‘Arrears on non-housing bills’ and ‘Amount due last month on loans (excluding mortgages on purchase of main residence)’.
— Past 12 months for variable ‘Arrears on non-housing bills’.
— Last month for variable ‘Amount due last month on loans (excluding mortgages on purchase of main residence)’.
— Last month for the consumption variables.
— Current reference period for the wealth variables.
— Current reference period for the labour variable ‘Public/private employment sector’.
— Income reference period for the labour variable ‘Months with any work’.
— Period of unemployment during the income reference period for the labour variable ‘Registration of unemployment’.

4. 
The target secondary variables shall be sent to the Commission (Eurostat) in the household data file (H-file) and in the personal data file (P-file) after the target primary variables.


 Testing module 2020 Over-indebtedness, consumption and wealth as well as labour
Variable name Code Target variable
Over-indebtedness
HI020  Arrears on non-housing bills
1 Yes, once
2 Yes, twice or more
3 No
HI020_F 1 Filled
– 1 Missing
– 2 N/A (no non-housing bills)
– 7 N/A (HB010≠2020)
HI090  Number of loans (excluding mortgages on purchase of main residence)Number (2 digits) 00-99
HI090_F 1 Filled
– 1 Missing
– 7 N/A (HB010≠2020)
HI100 1-selected, 2- not selected Purpose of loans (excluding mortgages on purchase of main residence)
HI100_01 1, 2 Property (incl. household furniture, appliances and interior decoration)
HI100_02 1, 2 Car, motorcycle, caravan, van, bike or other means of transport
HI100_03 1, 2 Holidays
HI100_04 1, 2 Healthcare
HI100_05 1, 2 Education
HI100_06 1, 2 To cover daily living expenses
HI100_07 1, 2 Personal loan to finance own business
HI100_08 1, 2 To refinance loan
HI100_09 1, 2 Other (not listed above)
HI100_F 1 Filled
– 1 Missing
– 2 N/A (number of loans = 0)
– 7 N/A (HB010≠2020)
HI110 1-selected, 2- not selected Source of loans (excluding mortgages on purchase of main residence)
HI110_01 1, 2 Bank or other financial institution (e.g. credit union, microcredit provider)
HI110_02 1, 2 Payday loan company or pawnbroker/cash converter
HI110_03 1, 2 Private sources (e.g. family, friends)
HI110_04 1, 2 Other
HI110_F 1 Filled
– 1 Missing
– 2 N/A (number of loans = 0)
– 7 N/A (HB010≠2020)
HI120  Amount due last month on loans (excluding mortgages on purchase of main residence)0-99999999 (amount)
HI120_F 1 Filled
– 1 Missing
– 2 N/A (number of loans = 0)
– 7 N/A (HB010≠2020)
Consumption
HC010  Food at home0-999999 (amount)
HC010_F 1 Filled
– 1 Missing
– 7 N/A(HB010≠2020)
HC020  Food or drink outside home0-999999 (amount)
HC020_F 1 Filled
– 1 Missing
– 2 N/A (no food outside home)
– 7 N/A(HB010≠2020)
HC030  Public transport0-999999 (amount)
HC030_F 1 Filled
– 1 Missing
– 2 N/A (no public transport used)
– 7 N/A(HB010≠2020)
HC040  Private transport1-999999 (amount)
HC040_F 1 Filled
– 1 Missing
– 2 N/A (no private transport used)
– 7 N/A(HB010≠2020)
HC050  Savings (in a typical month)
1 Household puts money aside
2 Household needs to draw on savings
3 Household needs to borrow money
4 Household neither puts money aside nor needs to draw on savings or borrow
HC050_F 1 Filled
– 1 Missing
– 7 N/A(HB010≠2020)
Wealth
HV010  Value of main residence1-99999999999 (amount)
HV010_F 1 Filled
– 1 Missing
– 2 N/A (not an owner)
– 7 N/A (HB010≠2020)
HV070  Total left to repay for the mortgage on main residence (OPTIONAL)1-99999999999 (amount)
HV070_F 1 Filled
– 1 Missing
– 2 N/A (no mortgage)
– 7 N/A (HB010≠2020)
HV020  Possession of real estate other than main residence
1 Yes
2 No
HV020_F 1 Filled
– 1 Missing
– 7 N/A (HB010≠2020)
HV080  Ability to maintain the same standard of living using savings
1 < 3 months
2 3-6 months
3 6-12 months
4 > 12 months
HV080_F 1 Filled
– 1 Missing
– 7 N/A (HB010≠2020)
Labour
PL230  Public/private employment sector
1 Public
2 Private
3 Mixed
PL230_F 1 Filled
– 1 Missing
– 2 N/A (PL031≠1,2)
– 3 Non-selected respondent
– 7 N/A (PB010≠2020)
PL250  Months with any work0-12 Number of months
PL250_F 1 Filled
– 1 Missing
– 3 Non-selected respondent
– 7 N/A (PB010≠2020)
PL280  Registration of unemployment
1 Unemployed and registered for the whole period
2 Unemployed and registered for part of the period
3 Unemployed and not registered at all
PL280_F 1 Filled
– 1 Missing
– 2 N/A (PL211≠5)
– 3 Non-selected respondent
– 7 N/A (PB010≠2020)
