
1 

(1) This Order may be cited as the Consumer
Credit Act 1974 (Commencement No. 8) Order 1983.
(2) In this Order, 
“the Act” means the 
Consumer Credit Act 1974.
2 

(1) For the purposes of 
paragraphs 3, 13, 
14, 16 to 18, 20 to 38, 41
and 43 of Schedule 3 to
the Act, the appointed day shall be 19th May 1985.
(2) For the purposes of 
paragraph 39 of Schedule 3 to the Act, the
appointed day shall be 19th May 1985 but only in respect of articles taken
in pawn under a regulated consumer credit agreement.
3 
Schedule
3 to the Act shall be amended so as to insert
express references to the days appointed by 
Article 2 above by the substitution—

(a) for the words “the day appointed
for the purposes of this paragraph” wherever they occur—

(i) in each of the paragraphs specified in 
Article 2(1) above of the words “19th
May 1985”; and
(ii) in paragraph
39 of the words “19th May 1985
but only in respect of articles taken in pawn under a regulated consumer credit
agreement”; and
(b) for the words “the day appointed
for the purposes of paragraph 17”
 wherever they occur in paragraph 49
 of the words “19th May 1985”
.
4 
The amendments specified in 
Schedule 4 to the Act which are set out in 
Schedule 1 to this Order shall come into operation
on 19th May 1985 and shall have effect subject to the limitations there specified.

5 
Subject to 
Article 6 below, the repeals specified in 
Schedule 5 to the Act which are set out in 
Schedule 2 to this Order shall come into operation
on 19th May 1985.
6 

(1) Subject to 
paragraph (2) below, nothing in this Order
shall affect the application of the 
Hire-Purchase Act 1965, the 
Hire-Purchase (Scotland) Act 1965 or the Hire-Purchase Act (Northern Ireland)
1966 (all which Acts are in this Article together
referred to as “the Hire-Purchase Acts”
), or any enactment mentioned in 
Column 3 of Schedule 2 to this Order which
expressly refers to the Hire-Purchase Acts, to hire-purchase agreements, conditional
sale agreements and credit-sale agreements within the meaning of those Acts
made, or guarantees and indemnities relating to such agreements provided by
a guarantor, before 19th May 1985.
(2) Paragraph
(1) above does not apply to 
sections 21, 23, 
25, 26 and 
30 of the Hire-Purchase Acts in so far as they
apply to an agreement made before 19th May 1985 which would have been a regulated
agreement if made on that day.
(3) Nothing in this Order shall affect the
application of the Moneylenders Acts 1900 to 1927, the Moneylenders Act (Northern Ireland) 1933
 or the 
Moneylenders (Amendment) Act (Northern Ireland) 1969
(except section 8 of the 
Moneylenders Act 1927 or of the 
Moneylenders Act (Northern Ireland) 1933),
or any enactment mentioned in Column 3 of Schedule
2 to this Order which expressly refers to those
Acts, to agreements made with, or any loan made by or security taken by, a
moneylender within the meaning of those Acts before 19th May 1985.
(4) Nothing in this Order shall affect the
application of the Pawnbrokers
Acts 1872 and 
1960 or the 
Pawnbrokers Act (Northern Ireland) 1954, or
any enactment mentioned in Column 3 of Schedule
2 to this Order referring to those Acts or
to pledges or pawnbrokers, to pledges within the meaning of those Acts taken
in pawn before 19th May 1985.
Alexander Fletcher
Parliamentary Under-Secretary of State
Department of Trade and Industry
24th October 1983
SCHEDULE 1
Article 4
PART I

Paragraph of Schedule 4 to the Act Chapter Short Title Agreements
in relation to which amendments not to have effect

1 
1882 c. 43. 
Bills of Sale Act (1878) Amendment Act 1882.


2 
1889 c. 45. 
Factors Act 1889.
5 1908 c. 53.
 Law of
Distress Amendment Act 1908. Consumer hire agreements
6 1914 c. 59.
 Bankruptcy
Act 1914.
7, 
8 
1939 c. 75 
Compensation (Defence) Act 1939.
9 1939 c. 102 Liability for War Damage
(Miscellaneous Provisions) Act 1939.
10 1950 c. 17.
 Agriculture
(Miscellaneous Provisions) Act 1950.
11 1951 c. 63.
 Rag Flock
and Other Filling Materials Act 1951.

12 to 14 
1951 c. 65. 
Reserve and Auxiliary Forces (Protection of Civil Interests) Act 1951.


15, 16 1956 c. 52.
 Clean Air
Act 1956.
17 1956 c. 68.
 Restrictive
Trade Practices Act 1956.
18 1957 c. 56.
 Housing
Act 1957.
20, 
21 
1961 c. 40. 
Consumer Protection Act 1961.
22 1964 c. 53.
 Hire-Purchase
Act 1964.
23 1964 c. 60.
 Emergency
Laws (Re-enactments and Repeals) Act 1964.


27 
1966 c. 49. 
Housing (Scotland) Act 1966.
29 1970 c. 10.
 Income
and Corporation Taxes Act 1970.
30, 
31 
1970 c. 31. 
Administration of Justice Act 1970.
32 1971 c. 10.
 Vehicles
(Excise) Act 1971.
33 1972 c. 63.
 Industry
Act 1972.
35, 
36 
1973 c. 13. 
Supply of Goods (Implied Terms) Act 1973.
37 1973 c. 41.
 Fair Trading
Act 1973.
PART II

Paragraph of
Schedule 4 to the Act
 Chapter Short Title

38 
1857 c. 60. 
Irish Bankrupt and Insolvent Act 1857.
39 1883 c. 7.
 Bills of
Sale (Ireland) Act (1879) Amendment Act 1883.


40 
1939 c. 36(N.I.). Liability for War Damage (Miscellaneous
Provisions) Act (Northern Ireland) 1939.
46, 
47 
1965 c. 14(N.I.). Consumer Protection Act (Northern
Ireland) 1965.
49 1966 c. 42(N.I.).
 Hire-Purchase
Act (Northern Ireland) 1966.
50 1972 c. 10(N.I.).
 Vehicles
(Excise) Act (Northern Ireland) 1972.
SCHEDULE 2
Article 5
PART I

Chapter Short Title
 Extent of Repeal
1835 c. 62.
 Statutory
Declarations Act 1835. Section 12.


1839 c. 47. 
Metropolitan Police Act 1839. Section 50.


1839 c. 71. 
Police Courts (Metropolis) Act 1839. In section 27
the words “pawned, pledged” and the words 
“or of any person who shall have advanced money upon the credit of such
goods”.In 
section 28 the words “pawned,
pledged or” (in each place).
1872 c. 93.
 Pawnbrokers
Act 1872. 
The whole Act, so far as unrepealed.
1891 c. 50.
 Commissioners
for Oaths Act 1891. In section 1,
the words “or the Pawnbrokers Act
1872”.
1892 c. 55.
 Burgh Police
(Scotland) Act 1892. In section 453,
the words “and all offences committed against the provisions
of the Pawnbrokers Act 1872,”
.

1897 c. 30. 
Police (Property) Act 1897. In section 1(1),
the words “or section thirty-four
 of the Pawnbrokers Act 1872”
.

1900 c. 51. 
Moneylenders Act 1900. The whole Act, so far as unrepealed.
1908 c. 53.
 Law of
Distress Amendment Act 1908. In section 4(1)
the words “bill of sale, hire purchase agreement or”.


1927 c. 21. 
Moneylenders Act 1927. The whole Act, so far as unrepealed.
1933 c. 12.
 Children
and Young Persons Act 1933. Section 8.


1937 c. 37. 
Children and Young Persons (Scotland) Act 1937.
 Section
19.

1939 c. 75. 
Compensation (Defence) Act 1939. In section 18(1)
the words from “the expression `hire purchase agreement'”
 to “omitted”.
1939 c. 102.
 Liability
for War Damage (Miscellaneous Provisions) Act 1939.
 Sections
4 and 6(b).


1940 c. 42. 
Law Reform (Miscellaneous Provisions) (Scotland) Act 1940.
 In section
4(2), paragraphs (b)
and (c).
1945 c. 16.
 Limitation
(Enemies and War Prisoners) Act 1945. In section 2,
the words “subsection (1) of section
thirteen of the Moneylenders Act 1927
”.In 
section 4, the words “
subsection (1) of section thirteen of the 
Moneylenders Act 1927”.
1960 c.
24. 
Pawnbrokers Act 1960. The whole Act.

1964 c. 53. 
Hire-Purchase Act 1964. The whole Act, except Part
III and section 37.


1964 c. 60. 
Emergency Laws (Re-enactments and Repeals) Act 1964.
 Section
1(4).
1965 c. 66.
 Hire-Purchase
Act 1965. 
The whole Act.

1965 c. 67. 
Hire-Purchase (Scotland) Act 1965. The whole Act.
1967 c. 81.
 Companies
Act 1967. Sections 123 to 125.
1969 c.
19. 
Decimal Currency Act 1969. In Schedule 2, paragraph 2
.

1969 c. 48. 
Post Office Act 1969. In Schedule 4, paragraph 31.


1971 c. 23. 
Courts Act 1971. In Schedule 9, Part I,
the entry relating to the Pawnbrokers Act 1872
.
PART II

Chapter Short Title
 Extent of Repeal
1933 c. 23(N.I.)
. 
Moneylenders Act (Northern Ireland) 1933. The whole Act, so far as unrepealed.
1939 c.
36(N.I.). 
Liability for War Damage (Miscellaneous Provisions) Act (Northern Ireland)
1939. 
In section 5(1)
the definition of “hire-purchase agreement”.
1949 c.
2(N.I.). 
Agriculture Act (Northern Ireland) 1949. Section 7(2).


1954 c. 30(N.I.). Pawnbrokers Act (Northern Ireland)
1954. 
The whole Act, so far as unrepealed.
1966 c. 42(N.I.).
 Hire-Purchase
Act (Northern Ireland) 1966. The whole Act so far as unrepealed, except 
Part VI and section 68.


1967 c. 29(N.I.). Increase of Fines Act (Northern Ireland)
1967. 
In Part I of the
Schedule the entry relating to section 16(1)
 of the Moneylenders Act (Northern
Ireland) 1933.
1968 c. 28(N.I.).
 Criminal
Justice (Miscellaneous Provisions) Act (Northern Ireland) 1968.
 In Schedule
2 the entry relating to 
section 16(1) of the Moneylenders Act
(Northern Ireland) 1933.
1969 c. 24(N.I.)
. 
Industrial and Provident Societies Act (Northern Ireland) 1969.
 Section
96.

1969 c. 27(N.I.). Moneylenders (Amendment) Act (Northern
Ireland) 1969. 
The whole Act.

1969 c. 30(N.I.). Judgments (Enforcement) Act (Northern
Ireland) 1969. 
In Schedule 4
the amendments of the Hire-Purchase Act (Northern
Ireland) 1966.