
1 

(1) This Order may be cited as the Consumer Credit Act 1974 (Commencement No. 1) Order 1975.
(2) In this Order, “the Act” means the Consumer Credit Act 1974.
(3) The Interpretation Act 1889 shall apply for the interpretation of this Order as it applies for the interpretation of an Act of Parliament.
2 

(1) For the purposes of paragraph 6 of Schedule 3 to the Act (which provides for the coming into operation of sections 35 and 36 of the Act), the appointed day shall be 2nd February 1976.
(2) For the purposes of paragraphs 44 and 45 of that Schedule (which provide respectively for the application of section 21(1) of the Act to ancillary credit businesses and of section 148(1) to agreements made in the course of such businesses), in the case of any ancillary credit business so far as it comprises or relates to—
(a) debt-adjusting,
(b) debt-counselling,
(c) debt-collecting, or
(d) the operation of a credit reference agency,the appointed day shall be 3rd August 1976.
3 
Schedule 3 to the Act is hereby amended—
(a) by the substitution in paragraph 6 for the words “the day appointed for the purposes of this paragraph” of the words “2nd February 1976”; and
(b) by the substitution—
(i) in paragraph 44 for the words “the day appointed for the purposes of this paragraph in relation to a business of that description” in both places where they appear; and
(ii) in paragraph 45 for the words “the day appointed for the purposes of paragraph 44 in relation to a business of that description”;of the words“

3rd August 1976 in the case of any business so far as it comprises or relates to—

(a) debt-adjusting,
(b) debt-counselling,
(c) debt-collecting, or
(d) the operation of a credit reference agency.
”
Alan Williams
Minister of State
Department of Prices and Consumer Protection
12th December 1975